Banking for overspenders.Now in the UK.
Perim says no.
Banking for people who spend too much. Set a hard monthly limit, and Perim won't let you past it.
(no matter how badly you want to)
iOS 16+ and Android 10+.
Current account· · 4417
£2,418.60
Available to spend
Declined23:47
Deliveroo · £18.40
Food delivery limit reached. Resets 1 Sept.
Food delivery£80 / £80
Amazon£64 / £120
Uber£12 / £60
GamblingBlocked
Protected up to £85,000
Eligible deposits covered by the FSCS.
A regulated UK current account
Salary, direct debits, Apple Pay, the lot.
Bank-grade security
Freeze your card and set limits in seconds.
01 Sound familiar?
You've tried self-control. It didn't work.
Every promise needs willpower, right when you've run out of it.
“This is the month I finally budget.”
“No more 1am Deliveroo.”
“I'll cancel the stuff I don't use.”
“New month. New me.”
“Next time, I'll stop myself.”
So we take the decision out of your hands. Perim says no for you.
02 Whose side is your bank on?
Your current bank wants you to spend.
Your current bank makes money every time you spend. So it works day and night, inventing easier and easier ways to make you spend, until there's nothing left.
The account that saves you from yourself.
It does everything your old bank does. Except we actually care enough to stop you overspending.
03 Everyday banking
All the features you're used to.
Salary in, card out, Apple Pay, direct debits, virtual cards, savings pots at 4.10%, round-ups. A full UK current account, protected up to £85,000.
Current account
Apple Pay & contactless
Virtual cards
Savings pots · 4.10%
Round-ups
Instant notifications
Direct debits
FSCS protected
Checkout9:41
Deliver to Alex Morgan
Flat 4, 21 King's Road, SW3 4RP
Flat 4, 21 King's Road, SW3 4RP
Sony WH-1000XM5 Headphones£279.00
Anker USB-C Charger, 65W£34.99
Declined · Shopping
You've hit your £150 limit
Perim blocked £348.98 to Amazon. Your shopping cap resets on 1 October.
Got it04 Spending limits
Decide once a month. Perim makes it stick.
Set a monthly limit on Deliveroo, Amazon, betting, whatever you spend too much on. Once you hit it, Perim stops any more spending there until next month.
01
Set your limit
Choose how much you're willing to spend on any app, merchant or category.
02
Perim says no
Hit your limit and the next payment is declined automatically.
03
No changing your mind
Once the month starts, your limits are locked until the next one.
04
Swept into savings
Come in under your limit and the difference moves to savings on its own, before you find something else to blow it on.
05 No loopholes
We've closed every loophole.
When the craving hits, you'll look for a way around your limit. There isn't one.
“I'll just raise the limit.”
Perim says no.
You'll need to wait until your next reset date to increase your monthly limit.
“I'll move the money to my other bank.”
Perim says no.
Moving money to your own accounts elsewhere has a 24-hour cool-off. Bills and payments to other people go straight through.
“I'll just turn it off.”
Perim says no.
Limits can't be switched off, and they can't be changed mid-month. Setting them is a once-a-month decision. That's the whole point of us.
“I'll delete the app.”
Perim says no.
Your limits sit on the account itself, not in the app. Deleting it changes nothing.
How it works
SIX MINUTES, ONCE01
Find the problem areas
Connect your old account. See where it went.
Where does it go?
Food delivery£1,240
Amazon£980
Uber£410
02
Set your monthly limits
Pick a ceiling. Confirm. It's live.
Food delivery
£80
Set for September
03
Perim holds the line
A decline instead of a regret.
Declined · 23:47
That's it. See you next month.
Resets01 Oct
Raise limitNext month
What August looked like with limits on.
£412
stayed in the account.
Money you'd have spent after 10pm.
Declined · AugustAmount
Deliveroo · 23:47£28.40
Amazon · 01:12£164.30
Uber · 02:05£31.00
Deliveroo · 22:31£22.90
+ 11 transfers held 24h£412.00
06 The point
Get your spending under control.
You know you want to change. Perim makes that easy.
THE ACCOUNT
A full UK current account, with limits built in.
Salary in. Direct debits out.
Contactless, Apple Pay, the lot.
Plus the limits you asked for.
Perim
•••• •••• •••• 4192
07 Your money is safe
Strict with your spending. Serious about your safety.
Your money sits in a regulated UK bank account, protected by the same scheme as any high-street bank. Here's how we look after it.
Protected up to £85,000
Eligible deposits are covered by the Financial Services Compensation Scheme, held at a fully regulated UK bank.
Real-time fraud checks
Every payment is authorised as it happens, so we can stop anything that looks wrong before it goes through.
Freeze in a tap
Lost your card? Freeze it instantly in the app, and unfreeze it just as fast when it turns up.
Encrypted and private
Your data is encrypted in transit and at rest, and we never sell it. Ever.
Set a limit you can't break.
Perim holds it, even when you don't want it to.
iOS 16+ and Android 10+.
© 2026 Perim. All rights reserved.TermsPrivacyCookiesRegulation
Perim is a trading name of NEIGHBORHOODCONNECT LTD, registered in England and Wales (company number 17051993), registered office 128 City Road, London EC1V 2NX. The Perim account and card are provided by Griffin Bank Ltd, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits are protected by the Financial Services Compensation Scheme up to £85,000 per eligible person. Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. Perim is a spending-control feature layered on a current account; it does not provide debt advice.